Term Life Insurance

Term Life Insurance

Term insurance is renting security from an insurance company for a certain time period or term. People are very wise to purchase a life product for this reason. The word, MORTGAGE, is derived from a Latin word meaning: mort – mortuary or mortician and the rest of the word, GAGE – means, GRIP. In other words, a mortgage is a DEATH GRIP, it is not a DEATH GRIP on the person making the mortgage payments, and it is applied to the loved ones left behind, after the one paying the mortgage payment has died. Why? Because in the old days, losing their home was most likely a death sentence for ones left behind.

Mortgage Life Insurance

It is a term life product that is specifically designed to cover you new mortgage debit, refinanced debit or a line of credit. What would happen to your family if something happened to you? Would they be able to live in their home?

Business Life Insurance

You have worked hard, you are a successful business owner, and what can you do to protect one of your most valuable assets? What would happen you your business and family should something happen to you?

• Would your family be forced to sell their home?
• Would your family be forced to sell the business that your worked so hard to build?
• Would your family receive the right price for the business if something should happen to you?
• Should something happen to you, would your heirs have enough funds during this difficult time?

Easylifeterm’s professional agents are ready to help small business owners with a Sole Proprietor or Partnership insurance product.

We know that these are difficult questions to have to deal with. Remember the little saying, “ An ounce of prevention with worth a pound of cure.”

Term life insurance is the most inexpensive and modest of all of the life insurance products. The reason it is called term is because; it covers you for a certain time period.

Term life insurance is really renting security. When you lay your head down at night, you know that your loved one is taken care of. Term life insurance is not for the one who passes away, it is for the loved ones left behind.

Benefits of Term Life Insurance:

• You chose your beneficiary.
• Your monthly premiums never change
• If you move, you can take your policy with you.
• Your face value, or amount of insurance you purchase, stays level.
• You can get all you premiums back if you out live the policy.

Easylifeterm is ready to give you your insurance quotes. Our agents specialize in term life insurance. Regardless if you are in California and you are looking for California insurance or Kansas insurance or maybe even Texas insurance. The agents for Easylifeterm will shop the best prices for you. Clients looking for Indiana insurance have found our agents professional and courteous. Our agents have helped couples who have just been married or small business owners who need buy-sell agreement and cover your key employee’s death.

Reasons for Term Life Insurance:

• Relief of debts to spouse to cover funeral costs.
• Cover your children’s college cost if something happens to you.
• You have purchased a new home or refinanced your home.
• You want to leave special finances for special events: weddings, education, providing for a disabled child.

Our agents are able to help you determine if you need a Full Underwritten

product (medical exam needed) or a Simple Issue (no physical needed).