Term And Disability

AFFORDABLE INSURANCE OVERVIEW

The root meaning of insurance is “guarantee against loss” or “certainty”. For those who want to make certain that their loved ones are taken care of, Life insurance is the cheapest and most affordable way to go. 

Term insurance is, at its core, rental of security. If you need insurance for a certain time period, Term Life is the way to go. 

Disability is a rider on your Life policy that you can purchase if you qualify. It will cost extra and most policies end at age 60.

Features of Term Life:

• Most affordable of the Life products                       
• Available with or without a physical examination
• Simple to purchase   
• 5- to 40-year terms available
• You can cancel at anytime  
• Return of Premium rider available

Easylifeterm offers the following products to meet your needs.

Term Life and Disability: For a certain time period. Fully underwritten with a physical or simple issue, no physical required.

Mortgage Life is for the new home owner or for those who have refinanced their mortgage want to insure their investment with a life product. This too comes with a physical or non-physical product.

Business Life Insurance provides to the business owner security for your invest with a Key Man insurance product and a Buy/Sell term product.

Term life insurance is the most inexpensive and modest of all of the life insurance products. The reason it is called term is because; it covers you for a certain time period.

Term life insurance is really renting security. When you lay your head down at night, you know that your loved one is taken care of. Term life insurance is not for the one who passes away, it is for the loved ones left behind.

Benefits of Term Life Insurance:

• You chose your beneficiary.
• Your monthly premiums never change
• If you move, you can take your policy with you.
• Your face value, or amount of insurance you purchase, stays level.
• You can get all you premiums back if you out live the policy.

Easylifeterm is ready to give you your insurance quotes. Our agents specialize in term life insurance. Regardless if you are in California and you are looking for California insurance or Kansas insurance or maybe even Texas insurance. The agents for Easylifeterm will shop the best prices for you. Clients looking for Indiana insurance have found our agents professional and courteous. Our agents have helped couples who have just been married or small business owners who need buy-sell agreement and cover your key employee’s death.

Reasons for Term Life Insurance:

• Relief of debts to spouse to cover funeral costs.
• Cover your children’s college cost if something happens to you.
• You have purchased a new home or refinanced your home.
• You want to leave special finances for special events: weddings, education, providing for a disabled child.

Our agents are able to help you determine if you need a Full Underwritten

product (medical exam needed) or a Simple Issue (no physical needed).